How to Bet on NFL Games: Complete Beginner Guide

Betting on NFL games is the most popular form of sports betting in America. This guide covers everything you need to know to start betting on football confidently and responsibly.

The Three Main NFL Bet Types

Point Spread

The spread is the most popular NFL bet. When you see Kansas City Chiefs -6.5, it means the Chiefs must win by 7 or more for a spread bet on them to win. The Cowboys at +6.5 can lose by 6 or fewer and still cover the spread.

Moneyline

Moneyline means picking the straight-up winner. Chiefs -280 means you bet $280 to win $100. Cowboys +230 means a $100 bet wins $230. Moneyline is simpler but favorites cost more to bet.

Over/Under (Total)

The total is the combined score of both teams. If the total is 47.5, you bet whether both teams will combine for more or fewer than 47 points. Over/unders are great for bettors who have opinions on scoring pace but not necessarily which team wins.

How NFL Lines Are Set

Sportsbooks set lines based on power ratings, public perception, and injury news. Lines open Sunday night for the following week and move based on betting action. Sharp professional bettors move lines early; public money moves lines closer to kickoff.

NFL Betting Tips for Beginners

• Start with small bets — never more than 2-3% of your bankroll per game
• Shop lines at multiple sportsbooks — even half a point matters
• Read injury reports every week — key injuries move lines significantly
• Don't bet every game — be selective and bet your strongest opinions
• Track your bets — knowing your actual record prevents self-deception

Get our expert free NFL picks every week to help inform your betting decisions.